Choice of Cover: Short-Term in the UK
Popular sites such as weekly
car insurance site
oneweekcarinsurance.co.uk have proliferated lately. Although the UK's car
insurance policies may have some different expectations, like the
various limits imposed or the amount of excess you must pay after a
claim is made, there are some things that remain relatively stable
from policy to policy. However, always create a list of concerns to
review these and other items that are important to you with your
Damages and Repairs
One of the most important aspects of cover, naturally, concerns the recovery of the car expenses caused by the crash. This is exactly what the cover is meant to do. However, even though the loss of the car is also included, one should not be assuming when it comes to the details. For example, many people assume that the electrical system of the vehicle, including the failure of the car's computer, electronic circuitry and mechanical parts will also be a part of the short-term cover. In reality, this rarely happens, if ever. These types of damages are considered wear and tear. You should always check with the primary insurance company for details on how to recover routine maintenance costs for your car.
Limitations of Car Use
The short-term cover brings
peace of mind to any car owner who wishes to grant use of their
vehicle to a trusted visitor or even family members. However, the
limitations of this cover need to be understood. For example, it is
absolutely the responsibility of the car owner to make sure that the
vehicle is never taken without permission by anyone who lives under
their roof, or an intimate partner, or a family member regardless of
where they live. These are excluded people from the cover of
short-term insurance in the UK.
Termination and Cancellation
Because it is such a short amount of time, that is, a maximum of 28 days, cancelling the policy is not possible. In addition, terminations must be done in writing and do not result in a refund of the money.